mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in a diversified portfolio of assets such as stocks, bonds, or other securities. It offers a simple and transparent way to grow your wealth, regardless of your investment experience
How Mutual Funds Work?
Simple steps to start investing.
You invest money in a mutual fund.
A professional fund manager takes charge.
The value of the fund changes daily.
You earn returns over time.
You can redeem or stay invested.
Mutual funds offer a simple way to invest with expert management.Start early, stay consistent, and grow over time.
Choose How to Invest
Pick a method that fits your cash flow
Systematic Investment Plan
SIP allows you to invest a fixed sum at regular intervals. SIP is one of the most recommended ways to invest in mutual fund schemes as it is convenient. It also helps you average out the cost at which you buy the units of these funds.
Lumpsum
When you make a one-time investment, it is called lumpsum. Lumpsum investments are generally done when people have got a big sum of money like bonuses or payments from a sale of an asset.
Systematic Transfer Plan
When you transfer a fixed amount from one mutual fund to another at regular intervals, it is called a Systematic Transfer Plan. STPs are generally used to move funds from a debt fund to an equity fund gradually to manage market risks effectively.
Systematic Withdrawal Plan
A Systematic Withdrawal Plan (SWP) lets you take out a fixed amount of money from your mutual fund at regular intervals, like monthly or quarterly. It’s a smart way to get a steady income from your investments while the rest of your money stays invested and keeps growing.
Types of Mutual Funds
Choose from equity, debt, hybrid, and more.
Equity Mutual Funds
Invests in stocks of companies. Higher growth potential — ideal for long term wealth creation. Best for those who can take a bit of risk and stay invested longer.
Hybrid Funds
A mix of equity and debt in one fund. Balances risk and return — good for those who want moderate growth with some safety.
ELSS (Tax Saving Funds)
Equity fund with tax benefits under Section 80C. 3-year lock-in, ideal for combining tax-saving and wealth-building.
Index Funds & ETFs
Follows a market index like Nifty or Sensex. Lower cost, steady returns — great for passive investors.
Solution-Oriented Funds
Great for long-term goals like retirement or child’s education. Lock-in period builds disciplined savings for life’s big milestones.
Why Mutual Funds?
Your trusted partner for simple, smart, and transparent insurance decisions.
Diversification Without Headache
Your money is spread across many assets reducing your risk while growing steadily.
Professionally Managed
Expert fund managers handle everything. You invest, they optimize.
Start with as Little as ₹100
No need to wait. Begin small and grow over time.
Flexible & Liquid
Access your money when you need it — no lock-ins like traditional plans.
Regulated & Transparent
Backed by SEBI, your mutual fund investments are safe and clearly reported.
Tailored to Your Goals
Be it retirement, buying a house, or travel — there’s a mutual fund for everything.
Frequently Asked Questions
Get clarity on your doubts here.